What to Do if You’re Injured in an Uber or Lyft in Colorado

Ridesharing services like Uber and Lyft have become incredibly popular for their convenience, but unfortunately, accidents can happen. If you find yourself injured in an Uber or Lyft in Colorado, there are specific steps you should follow to ensure your safety and protect your legal rights.

1. Ensure Your Safety
First and foremost, make sure you and everyone involved in the accident is safe. If you are able, move to a secure location away from traffic to prevent further injuries. If you see injuries, call 911 immediately to get medical assistance.

2. Seek Medical Attention
Your health is the priority. Even if you feel fine, some injuries may not be immediately apparent. It’s essential to get a medical evaluation as soon as possible. Document your injuries and treatment, as this information will be crucial for any future claims.

3. Document the Accident
Gather as much information as you can at the accident scene. Take photos of the vehicles involved, any visible injuries, and the surrounding area. Write down the details of the accident, including the time, date, and a brief account of what happened. Collect contact information from the driver, passengers, and witnesses as well.

4. Notify Uber or Lyft
Both Uber and Lyft have procedures in place for reporting accidents. Use the app to report the incident and provide any necessary details. This documentation can assist in any insurance claims or legal actions later on.

5. Contact Your Insurance Company
Notify your own insurance provider about the accident. They can guide you through the claims process and help you understand what coverage applies. Be honest and thorough in your account of the incident to avoid complications later on.

6. Consider Legal Representation
If you have suffered significant injuries, it may be wise to consult with an attorney who specializes in personal injury, especially those familiar with rideshare cases. They can help you understand your rights, evaluate your claims, and represent you in negotiations with insurance companies.

7. Understand Rideshare Insurance Coverage
In Colorado, rideshare companies like Uber and Lyft provide liability insurance for their drivers while they are on the app. This is structured in three tiers: when the driver is logged into the app but hasn’t accepted a ride, while en route to pick up a passenger, and after a passenger is in the vehicle. Knowing which tier the driver was in at the time of the accident can help determine which insurance coverage applies to your case.

8. Keep All Documentation Organized
Maintain a file that contains all documentation related to the accident. This includes medical records, photographs, police reports, and any correspondence with insurance companies. Having everything in one place will support your case if you need to take legal action.

9. Follow Up on Your Health
After the incident, continue to monitor your health. Follow your doctor’s recommendations, attend all follow-up appointments, and keep track of any changes in your condition. This is not only important for your recovery but also for any potential claims.

10. Be Cautious with Settlements
If you receive a settlement offer from an insurance company, review it carefully. Insurance companies often aim to settle quickly to minimize payouts. Consulting with an attorney before accepting any offers can ensure that you receive a fair compensation that reflects the true extent of your injuries and damages.

Being injured in an Uber or Lyft can be overwhelming, but understanding your rights and the steps you should take can significantly ease the process. Always prioritize your health and safety, and seek professional advice when navigating the complexities of rideshare accidents in Colorado.